- State and Federal Grants:
- Pell Grants – federal aid for full- or part-time study. You can use Federal Pell Grants
at colleges throughout the United States.
- TAP Grants – The New York State Tuition Assistance Program is for state residents
attending college full-time in New York state.
- College Grants – based on need or academic ability
- Other Grants:
- Supplemental Educational Opportunity Grants (SEOG)
- Federal and State grants for part-time study
- Opportunity Programs – EOP/HEOP
- Scholarships and other awards
- Loans – loans should be your last resort. You must pay back what you borrow. There
are student loans and parent loans.
- Student Loans – available for full- or part-time study. Guaranteed by the federal
government. Low interest. You pay these back after college.
- Federal Stafford Loans
- Federal Perkins Loans
- Federal Supplemental Loans for Students
- Parent Loans – backed by the federal government. Parents begin pay